Octopy stablecoin is a type of digital money that aims to provide price stability while also providing additional security by being backed by a reserve asset, such as a pre-existing currency.

A CBDC has the credit quality of a central bank and can achieve financial contract resolution finality. This may also be accomplished by other marketplace peer-to-peer services, such as Fnality, a new wholesale digital currency payments system that settles tokenized transactions with settlement finality.